Interest Free Purchase
Option 1. Interest Free Credit.
Finance is a fantastic way to spread the cost of your purchase. To make it easy we've partnered with Duologi whose smart technology lets you apply for and then complete the loan application quickly and entirely online
First add the items you wish to purchase to your basket. When you reach checkout select the best finance option for you and choose 'Pay with Duologi'. The quick application form takes no more than a couple of minutes to complete and then you'll receive an instant decision.
Check your eligibility
Before you apply please note you will only be considered for finance if you:
- Are at least 18 years old;
- Are in regular full or part-time employment (minimum 16 hours per week or £ 5,000 per annum, unless you retired and receiving a private/company pension or in receipt of disability allowance);
- Are a permanent UK resident and have lived in the UK for at least 3 years;
- Have a good credit history with no late payments. debt relief orders, CCJs, IVAs or bankruptcies.
Our Payment Options
We offer a range of interest-free finance options to help you spread the cost of your purchase over 3,6,9,10,11 or 12 months. The value of the loan needs to be over £190 and below £15,000, you can choose a deposit of up to 70% of the value of the item.
Longer payment periods of 24, 36 and 48 months are available with an interest rate of 9.9% APR.
No discount codes or promotions can be applied to finance items.
Representative Example
Interest Free finance over 12 months
- Total order value = £1,000
- 20% deposit = £200
- Total amount of credit = £800
- Duration = 12 months
- Representative APR = 0.00%
- 12 monthly payments of £66.67
- Total cost of credit = £800
- Of which interest charged = £0.00
- Total amount payable (including deposit) = £1,000